The better your coverage, the less you will have to pay out of your own pocket if disaster strikes. Self Protection: You need enough liability coverage to protect yourself from lawsuits resulting from your negligence or events that could occur on your property. Lender Requirements: Your housing lender will require you to cover the house for at least the amount of the mortgage or the replacement cost of the dwelling.
Policy Requirements: Insurers may impose some coverage requirements for replacement cost protection. Preferred plans usually require policy limits at 100% of replacement cost. Standard plans usually require policy limits of at least 80% of replacement cost.
Auto liability insurance coverage pays for the damage if you are legally responsible for accidentally injuring someone, or for damaging another vehicle or other property in an auto accident. Auto liability coverage falls into two categories:
1. Bodily Injury Liability – which covers medical expenses, pain and suffering, lost wages, and other special damages.
2. Property Damage Liability — which covers damaged property, and may include loss of use. Liability car insurance also pays legal defense and court costs. State laws usually dictate the minimum amounts of auto liability insurance required, but higher amounts are available.
High-Risk SR22 insurance
Our company offers cheap SR22 insurance solutions across the US. We are able to to get coverage for hard to insure drivers. We have a team of professional agents that will help you to pick affordable coverage that is specific to your situation
To get started, feel free to fill out our short quote form. It will take about 5 minutes to finish. Once submitted, one of our agents will be contacting you for details.